Cook the rice according to package directions. Typically boil water, add rice, simmer for 15-20 minutes, then let sit covered for 5 minutes before fluffing.

While the rice is cooking, heat a large skillet over medium-high heat. Add ground beef and cook for 5-7 minutes until browned, then drain excess fat.

Sprinkle in taco seasoning, add 1/2 cup of water, mix well, and let simmer for 3-5 minutes until thickened.

Rinse and drain black beans and corn, chop cilantro, and warm beans and corn in the microwave if preferred.

To assemble, spoon rice into bowls, layer with beef, black beans, corn, and cheddar cheese. Add salsa or pico de gallo.

Sprinkle cilantro over each bowl and serve with lime wedges on the side.